:root{
  --navy:#0F2230; --navy2:#17364A; --teal:#2E8F97; --teal-lt:#4FB3B8;
  --ink:#1D2A33; --slate:#5A6A75; --line:#DCE3E7; --paper:#F5F8F9;
  --pad:clamp(18px,4vw,44px);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Georgia,'Times New Roman',serif;color:var(--ink);background:#fff;
  line-height:1.62;font-size:17px;-webkit-font-smoothing:antialiased}
img{display:block;max-width:100%}
a{color:var(--teal)}
a:hover{color:var(--navy)}
h1,h2,h3{color:var(--navy);line-height:1.18;font-weight:700;letter-spacing:-.012em}
h1{font-size:clamp(1.9rem,4.4vw,3rem)}
h2{font-size:clamp(1.4rem,2.8vw,2rem);margin-bottom:12px}
h3{font-size:1.1rem;margin-bottom:7px}
p{margin-bottom:14px}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:3px}
.skip{position:absolute;left:-9999px;top:0;z-index:999;background:var(--navy);color:#fff;padding:12px 20px}
.skip:focus{left:0}
.wrap{max-width:1080px;margin:0 auto;padding:0 var(--pad)}
.narrow{max-width:700px}
.sans{font-family:'Helvetica Neue',Arial,Helvetica,sans-serif}
.eyebrow{font-family:'Helvetica Neue',Arial,sans-serif;font-size:12px;font-weight:700;
  letter-spacing:.17em;text-transform:uppercase;color:var(--teal);margin-bottom:12px}
.small{font-family:'Helvetica Neue',Arial,sans-serif;font-size:13.5px;color:var(--slate);line-height:1.62}

/* accent rule under headings */
.h-rule::after{content:'';display:block;width:54px;height:3px;background:var(--teal);margin-top:16px}

.btn{display:inline-flex;align-items:center;gap:9px;padding:14px 26px;border-radius:4px;
  font-family:'Helvetica Neue',Arial,sans-serif;font-size:15px;font-weight:700;
  background:var(--teal);color:#fff;border:2px solid var(--teal);transition:.2s;text-decoration:none}
.btn:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.btn--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn--ghost:hover{background:#fff;color:var(--navy);border-color:#fff}

/* ── header ── */
header{background:var(--navy);padding:18px 0;position:sticky;top:0;z-index:100}
.hd{display:flex;align-items:center;justify-content:space-between;gap:18px;flex-wrap:wrap}
.name{color:#fff;font-size:clamp(1.15rem,2.4vw,1.42rem);font-weight:700;line-height:1.2}
.marks{font-family:'Helvetica Neue',Arial,sans-serif;font-size:11.5px;letter-spacing:.11em;
  color:rgba(255,255,255,.66);margin-top:5px;text-transform:uppercase}
.marks b{color:var(--teal-lt);font-weight:700}
nav{font-family:'Helvetica Neue',Arial,sans-serif;font-size:14px;display:flex;
  gap:clamp(13px,2vw,26px);align-items:center;flex-wrap:wrap}
nav a{color:rgba(255,255,255,.85);text-decoration:none;font-weight:600}
nav a:hover{color:var(--teal-lt)}
nav a.cta{background:var(--teal);color:#fff;padding:9px 17px;border-radius:4px}
nav a.cta:hover{background:#fff;color:var(--navy)}
@media(max-width:720px){.hd{flex-direction:column;align-items:flex-start;gap:13px}
  nav{width:100%;justify-content:space-between;gap:10px;font-size:13px}}

/* ── hero with photo ── */
.hero{position:relative;background:var(--navy);overflow:hidden;
  min-height:clamp(400px,58vh,560px);display:flex;align-items:center}
.hero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;
  object-position:56% 46%}
.hero::after{content:'';position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(15,34,48,.94) 0%,rgba(15,34,48,.86) 42%,rgba(15,34,48,.42) 100%)}
.hero .wrap{position:relative;z-index:3;padding-top:clamp(50px,7vw,86px);padding-bottom:clamp(50px,7vw,86px)}
.hero h1{color:#fff;max-width:17ch;margin-bottom:18px}
.hero p{color:rgba(255,255,255,.84);max-width:52ch;font-size:clamp(16.5px,1.5vw,18.5px)}
.hero .row{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}

/* ── sections ── */
section{padding:clamp(48px,6.4vw,84px) 0}
.sec--paper{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}

/* cards */
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(248px,1fr));
  gap:clamp(15px,2vw,22px);margin-top:clamp(26px,3.2vw,38px)}
.card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--teal);
  padding:clamp(21px,2.4vw,28px);transition:.2s}
.card:hover{box-shadow:0 10px 30px rgba(15,34,48,.09);transform:translateY(-2px)}
.card p{font-size:15px;color:var(--slate);margin-bottom:0}

/* split band with monitor photo */
.band{display:grid;grid-template-columns:1fr 1fr;align-items:stretch;min-height:390px}
.band__img{position:relative;overflow:hidden;background:var(--navy)}
.band__img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.band__txt{background:var(--navy);color:#fff;display:flex;flex-direction:column;
  justify-content:center;padding:clamp(34px,4.6vw,62px)}
.band__txt h2{color:#fff}
.band__txt p{color:rgba(255,255,255,.80);margin-bottom:0}
.band__txt .eyebrow{color:var(--teal-lt)}
.band__txt .h-rule::after{background:var(--teal-lt)}
@media(max-width:780px){.band{grid-template-columns:1fr}.band__img{min-height:240px}}

/* list columns */
.cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));
  gap:clamp(20px,3vw,40px);margin-top:clamp(24px,3vw,34px)}
ul.tick{list-style:none;display:flex;flex-direction:column;gap:11px}
ul.tick li{display:flex;gap:11px;align-items:flex-start;font-size:16px}
ul.tick li::before{content:'';flex:none;width:8px;height:8px;margin-top:9px;
  background:var(--teal);border-radius:1px}

/* numbered steps */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));
  gap:clamp(18px,2.4vw,30px);margin-top:clamp(26px,3.2vw,38px);counter-reset:s}
.step{position:relative;padding-top:44px}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);
  position:absolute;top:0;left:0;font-family:'Helvetica Neue',Arial,sans-serif;
  font-size:13px;font-weight:700;letter-spacing:.1em;color:var(--teal);
  border-top:3px solid var(--teal);padding-top:11px;width:100%}
.step h3{font-size:1.02rem}
.step p{font-size:14.6px;color:var(--slate);margin-bottom:0}

/* cta */
.cta{background:var(--navy2);color:#fff;text-align:center}
.cta h2{color:#fff;margin-bottom:14px}
.cta p{color:rgba(255,255,255,.82);max-width:52ch;margin:0 auto 26px}
.cta .btn{background:var(--teal-lt);border-color:var(--teal-lt);color:var(--navy);font-size:16px}
.cta .btn:hover{background:#fff;border-color:#fff;color:var(--navy)}
.cta small{display:block;margin-top:18px;color:rgba(255,255,255,.55);
  font-family:'Helvetica Neue',Arial,sans-serif;font-size:13px}

/* notice box */
.box{background:var(--paper);border:1px solid var(--line);border-left:4px solid var(--teal);
  padding:17px 20px;margin-top:22px}
.box p{margin-bottom:0}

/* footer */
footer{background:var(--navy);color:rgba(255,255,255,.70);
  padding:clamp(34px,4.4vw,52px) 0 30px;font-family:'Helvetica Neue',Arial,sans-serif;font-size:13.6px}
footer a{color:rgba(255,255,255,.82);text-decoration:none}
footer a:hover{color:var(--teal-lt);text-decoration:underline}
.ft__top{display:flex;justify-content:space-between;gap:26px;flex-wrap:wrap;
  padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,.15)}
.ft__top b{display:block;color:#fff;font-family:Georgia,serif;font-size:16.5px;margin-bottom:6px}
.ft__links{display:flex;gap:20px;flex-wrap:wrap}
.ft__base{padding-top:20px;font-size:12.5px;color:rgba(255,255,255,.5);line-height:1.7}
.ft__note{background:rgba(255,255,255,.06);border-left:3px solid var(--teal);
  padding:13px 17px;margin:20px 0;font-size:12.8px;line-height:1.62;color:rgba(255,255,255,.72)}

/* ── compact page header for interior pages ── */
.phead{position:relative;background:var(--navy);overflow:hidden;
  padding:clamp(46px,6vw,78px) 0 clamp(40px,5vw,64px)}
.phead img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 45%}
.phead::after{content:'';position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(15,34,48,.95) 0%,rgba(15,34,48,.88) 46%,rgba(15,34,48,.58) 100%)}
.phead .wrap{position:relative;z-index:3}
.phead h1{color:#fff;margin-bottom:14px;max-width:20ch}
.phead p{color:rgba(255,255,255,.82);max-width:56ch;margin-bottom:0}
.phead .eyebrow{color:var(--teal-lt)}
.phead--plain::after{background:linear-gradient(100deg,rgba(15,34,48,1) 0%,rgba(23,54,74,1) 100%)}

/* ── legal document body ── */
.legal{max-width:760px}
.legal h2{font-size:clamp(1.12rem,2.1vw,1.32rem);margin:32px 0 10px;
  padding-top:22px;border-top:1px solid var(--line)}
.legal h2:first-of-type{border-top:0;padding-top:0;margin-top:0}
.legal ul{margin:0 0 16px 0;list-style:none;display:flex;flex-direction:column;gap:9px}
.legal ul li{display:flex;gap:11px;align-items:flex-start;font-size:16px}
.legal ul li::before{content:'';flex:none;width:7px;height:7px;margin-top:9px;
  background:var(--teal);border-radius:1px}
.eff{font-family:'Helvetica Neue',Arial,sans-serif;font-size:13px;letter-spacing:.09em;
  text-transform:uppercase;color:var(--teal);margin-bottom:0}

/* ── services page groups ── */
.grp{padding-top:clamp(34px,4vw,50px);margin-top:clamp(34px,4vw,50px);
  border-top:1px solid var(--line)}
.grp:first-of-type{border-top:0;margin-top:0;padding-top:0}
.grp h3{font-size:1.16rem;margin:26px 0 7px;color:var(--navy)}
.grp h3:first-of-type{margin-top:18px}
.svc{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));
  gap:clamp(16px,2vw,24px);margin-top:24px}
.svc div{background:#fff;border:1px solid var(--line);border-left:3px solid var(--teal);
  padding:20px 22px}
.svc h3{margin:0 0 6px;font-size:1.04rem}
.svc p{font-size:14.6px;color:var(--slate);margin-bottom:0}